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I bonds The interest rate on a Series I savings bond changes every 6 months, based on inflation. The rate can go up. The rate can go down. The overall rate is calculated from a fixed rate and an inflation rate. The fixed rate never changes. The inflation rate is reset every 6 months and, therefore, so is the overall rate. This aspect of Quotcouldn039t Loadquot Error When Accessing A File Through plays a vital role in practical applications.

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